Bank failures! High inflation! Increasing interest rates! If you read the news, you’d think we’re in a financial crisis. But don’t panic! First, while there does seem to be a lot of bad economic news, we are not in a financial crisis or a recession. There are some steps you can take now to make…
It may seem like a daunting task, and can be if you don’t plan ahead. Let’s face it, college isn’t cheap and it’s not easy to know far in advance how much you will actually need if you are young and not close to college age, or looking to start saving for your child. 💡Fun…
Almost everyone loves to travel, but it can get expensive! But if you put in a little effort, there are a variety of ways you can save money when planning your next trip. We’ve collected the top tips and tricks to help you make the most of your budget when planning a trip. 💡Fun Facts:…
A will is an important document for family planning. You want to make sure your assets are given out according to your wishes and that your family is taken care of when you pass away. Many people don’t have wills because they find it intimidating or don’t know how to get one done. Today, we’ll…
Saving money seems like an easy venture – just make sure you spend less than you make and put some money away for the future. Despite this, most Americans are saving less than then before due to harsh economic conditions and inflation. As of 2023, 39% of Americans are saving less than the prior year,…
Global climate change is a growing concern and has serious implications on both the global economy and individual’s financial positions. All relevant entities should be prepared to face these financial effects, whether it’s governments, businesses or individual people. There will be severe consequences around the world as the changing climate increasingly leads to financial issues….
Financial issues and money can have a significant effect on your mental health. According to research, financial stress and anxiety is one of the main causes of depression. There is much pressure associated with saving for the future, managing a budget, paying bills and managing expenses can cause issues like insomnia, depression, poor concentration and…
The rapid pace of technological innovation has affected many aspects of our lives, including personal finance, investing and financial management. In particular, the emergence of automation and AI (artificial intelligence) is providing new tools and methodologies for people to manage their money, including investment decisions and planning for the future. There are both benefits and…
Personal finance education can be a significant way to empower people that have been incarcerated and a helpful factor in reforming criminals to help them succeed upon release back to society. Successful education programs can help rehabilitate, reduce recidivism rates and help prisoners integrate in the world. 💡Fun Facts: 1)After incarceration, the average released prisoner…
Identify theft is so common these days. There are many steps you can take to protect your identity and prevent unauthorized loans and credit cards in your name. It’s very time consuming and expensive to fix identity theft once you become a victim, so it’s worthwhile to take the appropriate steps to prevent it in…
